Chime Banking, a smartphone-based banking company, announced today that it now supports Apple Pay in the U.S. for both in-store and in-app payments.

Chime Visa debit cards can be added to Apple Pay by tapping the “Add Credit or Debit Card” option in the Wallet app on iOS 8.1 or later on compatible iPhones.

Chime Banking is an app that provides over 75,000 customers with FDIC-insured spending and savings accounts that are managed entirely from a smartphone.

The benefits of creating a Chime Banking account include no minimum or monthly fees, no overdrafts, personalized rewards, savings mechanisms, two-factor authentication, and no-fee ATM access at over 24,000 MoneyPass locations.

Chime Banking has no physical locations, so direct deposits and bills can be set up or paid using your Chime card number, by providing your routing and account number to the payee, or by mailing a check from the app.

Chime Banking is free on the App Store [Direct Link] for iPhone and Apple Watch.

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Source: MAC ROUMORS